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Fees and Funding

Home Care Fees and Funding

Today, there are a number of home care options available to help older Australians maintain a high quality of life in the comfort of their own home. However, finding the right support and understanding the costs can be a confusing and stressful process.

Everyone’s needs and circumstances are different. Our friendly staff are available to help you understand your home care options and will walk you through the steps to get home care services in place.

There are three main ways you can fund your home care services:

  • Commonwealth Home Support Program (CHSP)
  • Home Care Packages (HCP)
  • Private Home Care

Commonwealth Home Support Program (CHSP)

The Commonwealth Home Support Programme (CHSP) is an entry-level package for older people who need some basic assistance with daily tasks. It is often used by people recovering from an illness or who just need some help with shopping for groceries, gardening or cleaning the house.

If you are able to mostly manage on your own but need just a little support, this program could be right for you. Under the programme, you will receive a government subsidy for the services you need, but you will also be asked to contribute to the cost of your care, if you can afford to.

This programme is most commonly provided by local councils (Mayflower does not currently offer this service).

Home Care Packages (HCP)

Home Care Packages provide a greater level of support to stay at home. Some people start with the Commonwealth Home Support Programme and then move onto a Home Care Package, while others are assessed for a Home Care Package from the start.

There are four levels of home care packages to help meet different care needs. Each level provides a different funding amount from the Federal Government.

The funding contributes to the total cost of your service and care delivery. It is also expected that you will contribute to the cost of you care, if you can afford to.

Government Subsidies for Home Care Packages

Package level

Service level

Yearly funding

Fortnightly funding

Level 1

Basic care needs



Level 2

Low-level care needs



Level 3

Intermediate care needs



Level 4

High-level care needs



Fees and Charges

There are three types of fees you may be asked to pay:

  • A basic daily fee which is set by the government. The current maximum daily fee is $10.63 per day. Some providers, including Mayflower, do not charge this fee.
  • An income tested care fee. This is an additional contribution some people need to pay based on their financial situation. Full pensioners do not have to pay this fee. Part pensioners may pay up to $5,550 per annum and self-funded retirees may pay up to $11,101 per annum.
  • Additional fees are any other amount you may agree to pay for extra care and services that wouldn’t be covered by your Home Care Package.

You can get an estimate of you likely fees by visiting Mayflower can also provide guidance on what you may need to pay.

Private Home Care

Private Home Care provides tailored support for older people who want to keep living independently in their own home, on a fee for service basis. It’s different to a Home Care Package because it’s not Government subsidised.

If you are waiting to get Government funded services approved, Private Home Care is a great way to get immediate support. It’s also great for people who are in a stronger financial situation, don’t meet the eligibility requirements, or would prefer not to get assessed.

Private Home Care can be arranged on a short term or ongoing basis, seven days a week, 24 hours a day. It can be particularly useful if you are caught off guard, possibly following an unexpected hospital admission.

As no assessment or subsidy is required – the help arrives immediately. Private Home Care can also be paired with your Home Care Package, ensuring that they you the very highest levels of care.

At Mayflower, Private Home Care is delivered to people living at home in the community, in our residential aged care facilities as well as our retirement villages in addition to the services they currently receive.

Our Home Care Fees

From $54 per hour
We can help with shopping, meals, and personal care

From $70 per hour
We can provide nursing care and support

You can view our fees on the My Aged Care website.

Or download the Mayflower Home Care Fee Schedule.

Contact Us Today to Help You Remain as Independent as Possible

Are you ready to learn more about Mayflower’s home care services in Melbourne?

Call our Bayside or Northern Melbourne home care office, email or complete the inquiry form above.